Business Insurance

Business Insurance

Your business is your specialty. Protecting it is ours.

Protect Your Business with Affordable Business Insurance in PA & MD

Protect Your Business with Affordable Business Insurance in PA & MD

Whether you manage a retail shop on Main Street, work as a self-employed contractor, own a large wholesale operation or run a restaurant, you need to protect your business property, your reputation and the people who work for you.

And, there’s a fellow businessowner right around the corner whose specialty is helping you make the right choices about the proper protection for your business…your independent insurance agent. They can match you with the insurance company best equipped to meet your specialized needs. Let us help you find a nearby agent who can introduce you to a variety of companies offering affordable business insurance in Pennsylvania & Maryland, including Mutual Benefit Group. 

Why choose Mutual Benefit as your business insurance company?

  

  

  • One-stop shopping, making it possible for you to get all the coverage you need from a single insurance company, including business auto, liability, property and workers' compensation.
  • Additional customized protection through our exclusive “Max” programs.
  • Flexible billing options and a variety of payment plans that combine all your commercial coverage payments on a single invoice.
  • The peace of mind that comes from knowing that a financially strong, stable company is protecting your business.

Business Insurance Coverage Options 

Boost your coverage and value with our package policies and optional/specialty coverages:

Artisan Contractors Insurance

Artisan Contractors Insurance

Tailor your insurance coverage with our Artisan Contractors program.

Commercial Business Insurance Package

Commercial Business Insurance Package

Meet your Commercial Property and General Liability insurance needs with our Commercial Package Policy.

Businessowners Insurance

Businessowners Insurance

When it comes to protecting your business, come to Mutual Benefit

Optional/Speciality Coverages

Optional/Speciality Coverages

While you’re on the job, we’re on the job…protecting your business. Optional coverages such as Equipment Breakdown, Employment-Related Practices Liability and Inland Marine are available to round out your insurance needs.

Pennsylvania

Pennsylvania

Protect your business with affordable business insurance from Mutual Benefit Group in Pennsylvania. From Pittsburgh in the west to Philadelphia in the east, and everything in between, you can find experienced independent insurance agents who are experts in Mutual Benefit Group's coverage options.

Maryland

Maryland

Protect your business with affordable business insurance from Mutual Benefit Group in Maryland. Maryland is the smallest state in the U.S. and is also the most densely populated; that is why you will find so many independent agents who partner with Mutual Benefit Group throughout Maryland.

Popular Professions and Industries We Cover

  

  

  • Accounts and CPAs 
  • Real estate 
  • Auto mechanics
  • Cleaning services 
  • Restaurants  
Want a Quote?

Want a Quote?

Let us help you find a nearby agent who can introduce you to a variety of companies offering affordable business insurance in PA & MD, including Mutual Benefit Group.

Contact an Agent

Our Business Insurance Reviews

MBG Quote

Quote

I am extremely proud of our people, the MBG culture, and the Huntingdon community. We are all accepting the challenges, working together, and demonstrating the resiliency and perseverance that has sustained Mutual Benefit Group for 115 years.

Common Questions about Business Insurance

What Does Business Insurance Typically Cover?

Business insurance typically includes coverage for: 

 

  • Property Damage: Protects against damage to your building, equipment and inventory caused by events like fire, theft or natural disasters. 
  • Liability Claims: Covers legal expenses and damages if your business is held responsible for injuries or property damage to others. 
  • Employee Injuries: Workers' compensation insurance provides benefits to employees injured on the job. 
  • Business Interruption: Reimburses lost income and operating expenses if your business is temporarily unable to operate due to a covered event. 

Is business insurance mandatory?

While not all business insurance is mandatory, certain types like workers' compensation are required if you have employees. It's essential to comply with state regulations to avoid penalties.

How do I know what the right coverage is for my business?

Assess your business risks and consult with an insurance agent to find a policy that fits your needs. Industry-specific considerations are very important in your evaluation.

What does a Business Owner's Policy (BOP) include?

A BOP typically combines general liability and property insurance. It may include business interruption coverage. It's designed for small to medium-sized businesses seeking comprehensive coverage. 

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