Tailored commercial insurance for businesses in Pennsylvania & Maryland
Like a Businessowners Package, a Commercial Package Policy allows you to combine two or more coverage forms into a single contract. However, while a Businessowners Package automatically includes various standard business coverages, the Commercial Package permits you to select the specific coverages and limits that best meet the needs of your particular operation. For example, a business with a large building may require a fair amount of property coverage but may need lower limits/amounts of liability coverage. In other words, this type of commercial business insurance allows you to choose more of the type of coverage you really need, and less of what you don’t.
We also offer a Commercial Property Max endorsement that broadens coverage and provides higher coverage limits for things like reimbursement of income you might lose during the time that you are rebuilding your business following damage to its premises; paying for a fire department’s service charge if it is called to your business; removing pollutant spills at your business or covering the cost to restore or rebuild a damaged older property so that it can be brought into compliance with modern building code requirements — such as adding an elevator or sprinkler system.
Talk to an independent insurance agent about whether or not your business qualifies for, and could benefit from, a Commercial Package Policy.
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Commercial insurance, often referred to as business insurance, is a vital tool for protecting companies against the risks and challenges they face every day. It encompasses a range of policies designed to safeguard a business’s property, operations, employees, and financial well-being. The primary purpose of commercial insurance is to provide financial protection and peace of mind.
Running a business comes with inherent risks, from accidental property damage to unforeseen liability claims. Commercial insurance is not just a smart choice—it’s often a necessity for protecting your business from financial losses and ensuring its long-term success. In many cases, commercial insurance is legally required. One of the biggest benefits of commercial insurance is the peace of mind it provides. Knowing your business is protected against financial setbacks allows you to focus on growth and innovation rather than worrying about worst-case scenarios.
Let us help you find a nearby agent who can introduce you to a variety of companies offering affordable business insurance in PA & MD, including Mutual Benefit Group.
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